The Power of Starting Early: A Simple Wealth-Building Strategy

The most straightforward way to build wealth is by starting to save and invest early. While it’s possible to accumulate wealth if you begin later in life, it becomes significantly harder to outperform those who began sooner.

Consider the game of cricket. When chasing a high score, it’s always advantageous to start early and maintain a steady run rate. If you delay, the required run rate quickly escalates, making it much harder to win—even with wickets in hand. Yes, you can still win, but the real question is: why wait and make it harder later?

If you’ve experienced this challenge in your own financial journey, the best thing you can do is pass this wisdom on to the next generation. Encourage them to start early, so they can enjoy a smoother path to financial success

Less is More

At Invethiqz, we believe in doing more—not because it’s required, but because it feels right. However, taking more action doesn’t always translate to being more effective.

In investing, the secret to building long-term wealth often lies in doing less. Many investors mistakenly believe that taking more action will lead to higher returns, but the reality is often the opposite.

Just as wisdom is found in silence rather than excessive talk, wealth is primarily a function of time, not constant action.

Empowering Women on Women’s Day: Bridging the Financial Gender Divide

Women play an indispensable and equitable role in our society. Despite significant progress in joining the economic workforce and striving to narrow the gender gap, women in India still face a disparity in financial empowerment and investment. Finance is often perceived as a domain predominantly for men, but it’s time for a shift.

Empowering women to manage their finances will not only boost their confidence but also foster financial independence, thus narrowing the gender wealth gap. Let’s illustrate this with an example: If a woman initiates an SIP of Rs. 20,000 today, the potential corpus she can amass is impressive:

  • In 15 years: Rs. 95 Lacs
  • In 20 years: Rs. 1.80 Crore
  • In 25 years: Rs. 3.40 Crore.

*These figures are based on an assumed return rate of 12% per annum and are approximate, not guaranteed.

It’s time for women to take charge of their financial futures!

‘Mutual Fund Investments are subject to market risks. Please read the offer document before investing’

Stay Invested. Create Wealth

They say ‘the stock market is a device for transferring money from the impatient to the patient’.

What it means is; one set of investors enters and exits at the wrong time, while another set of investors does the opposite and benefits at the cost of others.

You cannot control the behavior of the markets but you can control your own emotions. If you have invested for the long term and in good schemes, it is prudent to stay invested while the going is rough. In fact, one should consider adding investments during market turmoil. One way to do this is to invest through SIP.

Stay invested. Create Wealth.

In our previous blog we have stressed on the importance of being patient in this market and regarding the basics we should follow during volatility.

In our previous blog we have stressed on the importance of being patient in this market and regarding the basics we should follow during volatility.

We have seen the result in the short term by following this simple strategy and we continue to believe the same in the long run.

While most of us expected markets to fall further due to Geo-political concerns, rising interest rates world over and high equity valuations, Indian equity markets have actually gone up around 12% from the lows in June 2022. And it happened quite silently.

FIIs were gross sellers for a longer period and domestic investors were holding our market with great optimism. Now again FII inflows are gaining strength which indicates the positive trend.

When market falls there are chaos everywhere. That’s what the market does. It beats everyone. Let’s respect the market and definitely it will reward us for our patience.

Markets are at all-time highs and Many investors are thinking

– Should I book profits?
– Should I stop my SIPs?

If you have this concern, let us answer this.

Nobody can predict markets. They trade above fair value or below fair value and stay there much longer than you can anticipate. If we try to time the markets, chances are we will make a few wrong predictions over the course of next 10-20 years. One mistake can cut your total returns by a lot. *WE STRONGLY SUGGEST NOT TO TIME THE MARKET.*

However, if you think you need funds in the next 1-2 years, it is a good time now to book profits.

*Regarding SIPs( Systematic Investment Plans),* they should continue for as long as possible irrespective of market highs and lows. It silently does it work. You have seen it work in the past. The future will be no different. In fact, I would suggest you consider increasing your SIPs.

Thank you.
Stay Invested.

Panic create stress…….Patience create WEALTH!

In Novermber’21, Sensex was at 62,200 levels. It has corrected over 15% and currently trading at 53,000 levels.

While it is painful to see the portfolio values going down, it has not happened for the first time and is not the last time you will see such a fall in the markets. Each time market falls, it is for a different reason. This time it is because of the Russia-Ukraine war, FIIs selling, rising interest rates across the world, and the risk of inflation. Every time it seems that this time the risks are real and markets won’t recover. But it is not so. History tells us that markets recover faster than investors’ expectations.

So, what should be done now?

We suggest sitting tight and considering increasing your SIPs. They work best.
You can also consider investing lump-sum in equity-oriented funds now. It is difficult to know the bottom of the market and so, a lump-sum investment may see some drop in value in the short term but investments made during market downturns provide the best returns after a few years.

Market Fluctuate. So be patient and think long term…